Cash Management

Cash management are the behind-the-scenes tools that make running your business finances smoother—like faster payments, easier collections, and extra security to protect your money.

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Protect Your Accounts

Our Positive Pay program gives you the resources necessary to safeguard against check and ACH fraud.

Process Payments Quickly

Automated Clearing House (ACH) provides an efficient method for electronic payment processing and fund collection.

Accept Card Payments

No matter if you're launching your business or growing it further, we can assist you in offering your customers flexible payment options with credit or debit cards.

Payables

  • ACH Origination: Electronically send Vendor Payments and Direct Deposits quickly while controlling the settlement date. Same-day ACH files are also available.
  • Wire Transfers: Send domestic or international transfer in USD and in foreign currencies.
  • Bill Pay: Send checks or electronic payments to vendors from Business Online Banking.
  • Debit and Credit Cards

Receivables

  • ACH Origination: Receive customer payments directly into your account—quickly, accurately, and securely.
  • Remote and Mobile Deposit Capture: Make depositing checks easy and convenient. Endorse, scan, and send checks electronically to the bank without leaving your office.
  • Cash Processing
  • Merchant Processing: Provide additional payment options for your customers by accepting major credit and debit cards for increased versatility.

Online Banking

  • Balance Reporting
  • Activity Reporting
  • Internal Transfers
  • E-statements
  • Loan Reporting

Credit Cards

  • Competitive rates
  • No annual fee
  • Chip card security
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Fraud Protection

  • Our Positive Pay solution provides an added layer of fraud protection by detecting altered, duplicated, and washed checks, as well as unauthorized ACH activity.
  • Secure Tokens
  • Multi-Factor Authentication
Check out some of our stats
Since implementing Positive Pay at Peoples Bank in April 2024:
52 checks totaling
$0
were protected from fraud
34 ACH items totaling
$0
were protected from fraud
According to the Federal Reserve
0% of organizations
experienced attempted or actual check fraud

Meet the Team

Jamie
Cash Management Manager

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Sarah
Cash Management Consultant

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Nikki
Digital Banking Specialist

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What our customers say:

"About two years ago I was surprised to see my office had written a check to someone I had never heard of in Washington DC for $5,000. I immediately called People’s bank and they stopped the check. We had been hacked. Then I was introduced to Positive Pay.

Positive Pay stops criminals trying to steal your money. Those first few months Positive Pay stopped thieves from stealing $37,000 from our office. Just last week another couple hundred dollars was identified as attempted robbery. Jamie and Sarah have a great job of keeping us safe from criminals. Positive Pay is very easy to use and I highly recommend it."

- Craig W., Peoples Bank Business Customer
"With the increase in fraudulent activity in the world, Positive Pay is an inexpensive way to help combat check theft and forgery."
- John P., Peoples Bank Business Customer

"We've had an excellent experience using Positive Pay. In today’s environment, where fraud is an ever-present concern, this tool has been invaluable. Positive Pay has successfully prevented multiple fraudulent checks from clearing our business account, saving us both time and potential financial loss.

Beyond the protection it provides, it also gives us real peace of mind knowing there’s an added layer of security monitoring our transactions. We highly recommend Positive Pay to any business looking to strengthen their fraud prevention measures."

- Theresa M., Peoples Bank Business Customer
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