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Main Street was built on the back of small businesses like yours. We get that, and so does the SBA.

Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions
  • Available for start-up businesses, as well as purchasing and refinancing existing businesses
  • Government-assisted help for businesses that might otherwise have difficulty getting approved
  • Special financing for qualifying businesses
  • Competitive rates for a wide range of business needs:
    • Commercial real estate purchase
    • Construction
    • Business acquisition or expansion
    • Equipment/inventory purchase
    • Working capital
    • And more
  • A wide range of lending options available
  • Generally lower down payments and extended terms
  • Additional considerations taken when deciding maturity1
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

All applications are subject to qualifying credit and underwriting approval.

1Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed.

Central Iowa's success is at the center of what we do.

When you win, we all win. That’s why we put our profits back in our community. It’s more than just philanthropy to us — it’s a responsibility.

Our Involvement